In today’s global market companies and individuals alike must adapt quickly to changing environmental needs. One of the fastest growing segments in this realm is the use of online properties to market your company and gain customers. Unfortunately, with the growth of this industry too many individuals and companies now claim to effectively market online. From the traditional ad agencies to the graphic designers and even the web developers it seems everyone now plays in this space. So how do you distinguish who can effectively deliver from those who only partially understand the online portal? The simple answer, look for a certification; this is the quickest and easiest way to see if the company in question is serious about their online marketing. Read the rest of this entry »
Archive for August 27th, 2008
US thrifts' lost $5.4B in 2Q, second largest ever
WASHINGTON (AP) — U.S. thrifts lost $5.4 billion in the second quarter and set aside a record amount to cover losses from bad mortgages and other loans.
Data from the U.S. Office of Thrift Supervision released Wednesday show federally-insured savings and loan institutions posted their second-largest quarterly loss ever in the April-June period, after the $8.8 billion loss in the fourth quarter of last year. Heavily focused on mortgage lending, thrifts have been stung by mounting home-loan defaults.
How Much Can You Afford?
If you’re like many first-time homebuyers, chances are you’ve been spending your weekends driving around visiting open houses and new model homes. This is a great way to get a feel for what you want. The problem is that what you want isn’t always what you should get.
Before you start touring homes for sale, it’s important to start off with a budget so you know how much you can afford to spend. Knowing what mortgage payment you can handle will also help you narrow the field so you don’t waste precious time touring homes that are out of your reach.
